Serving Calgary & Surrounding Areas
Alberta-Wide
Get clear coverage
options in 15 minutes
Get clear coverage
options in 15 minutes
Mortgage vs personal coverage, plus term, disability & critical illness—no pressure.
Coverage Options
Which coverage do
you want to review?
Term Life (Mortgage Protection Alternative)
Used to protect the mortgage + your family’s income.
Term Life
(Mortgage Protection Alternative)
Protects your mortgage +
your family’s income
✅ You choose the beneficiary
✅ Portable if life changes
Disability Insurance (Income Protection)
If you can’t work, the mortgage still shows up.
Disability Insurance
(Income Protection)
Income protection if you can’t work
✅ Monthly income replacement
✅ Keeps bills + mortgage covered
Critical Illness Insurance
Cash support after a serious diagnosis
✅ Lump-sum payout
✅ Covers time off + extra costs
Whole Life Insurance
Permanent coverage for long-term planning
✅ Lifetime protection
✅ Built for legacy planning
Coverage Options
Which coverage do
you want to review?
Term Life (Mortgage Protection Alternative)
Best for: Homeowners with a mortgage + people who depend on your income
✅ You choose the beneficiary (not the lender)
✅ Coverage can stay level even as your mortgage shrinks
✅ Portable if you move, refinance, or change jobs
Term Life
(Mortgage Protection Alternative)
Used to protect the mortgage + your family’s income.
Disability Insurance (Income Protection)
Best for: Single-income households, self-employed, or anyone who can’t “skip” a paycheque
✅ Replaces income if you can’t work due to illness/injury
✅ Helps keep mortgage + bills covered while you recover
✅ Complements term life (protects you while alive)
Disability Insurance
(Income Protection)
If you can’t work, the mortgage still shows up.
Critical Illness Insurance
Best for: Families who want a cash buffer if a diagnosis hits
✅ Lump-sum payout to cover time off + out-of-pocket costs
✅ Use it for anything: mortgage, childcare, travel, recovery
✅ Helps prevent draining savings/credit when life happens fast
Whole Life Insurance
Best for: Long-term planning, estate goals, or permanent coverage needs
✅ Permanent coverage (not tied to a term end date)
✅ Builds long-horizon stability for family/legacy planning
✅ Useful when you want coverage you don’t “outgrow”
Why this matters
Protecting your family isn’t optional,
choosing the right plan is
Protecting your family isn’t optional, choosing the right plan is
Mortgage protection gap
(Term Life)
If something happens, could your family keep
the home — without financial stress?
If something happens, could your family
keep the home — without financial stress?
Income protection gap (Disability)
Your income is your biggest asset. If you can’t work, the mortgage still shows up.
Lender-first coverage gap (Bank insurance)
Not all “mortgage insurance” protects your family.
A quick review shows what you actually control.
Not all “mortgage insurance” protects your family. A quick review shows what you actually control.
Protect the life you’ve built, before you’re forced to.
HOW IT WORKS
A simple 4-step path to the right coverage
A quick review to compare options and choose what fits your mortgage + your budget.
Book a 15-minute review
Answer a few questions so we can match you with the right options.
Compare in plain English
See the difference between bank mortgage coverage and personal coverage (plus term/disability/critical illness if needed).
Apply only if it fits
No pressure. If you decide to move forward, we’ll guide the application and next steps.
Set up + check-ins
We help you put coverage in place (subject to underwriting) and revisit as life changes.
MEET YOUR ADVISOR
Caden Sawatzky — Insurance & Investment Advisor
Backed by First Avenue Financial. Clear guidance, no pressure.
Backed by First Avenue Financial.
Clear guidance, no pressure.
✅ With First Avenue Financial since 2018
✅ Helps protect wealth + plan for long-term financial freedom
✅ Reviews mortgage protection alternatives (bank vs personal coverage)
✅ Virtual appointments across Alberta
Also available: Children’s Whole Life • Travel Insurance • Business (Key Person / Benefits)
Make sure your mortgage protection
actually protects your family
Make sure your mortgage protection actually protects your family
TRUST & RESULTS
Hundreds of Canadians reviewed our process.
Short, clear reviews. No pressure — just options you understand.
Short, clear reviews.
No pressure — just options you understand.
“Caden, thanks again for all your hard work and being on top of all calls and emails. You’ve demonstrated your professionalism and work ethic beyond all I’ve encountered of late.”
“I am so grateful to you for all that you have done to help me get into my new home. I can’t believe all that you have done for me. Thank you for pulling so many strings and for just caring about me to the point of putting in extra hours.”
“Caden, I’m writing you to thank you for sending all our documents very quickly and for getting us a mortgage at an incredibly low interest rate. It was a pleasure to deal with you. You were extremely knowledgeable in the whole real estate transaction. Thank you for your job.”
Access the most exclusive information about the project
Download the digital brochure
and learn every detail
Tu inversión,
en buenas manos
✅ Más de 90 años de excelencia italiana en ingeniería, arquitectura, diseño automotriz y estilo de vida.
✅ Firma responsable del diseño de Ferrari, Maserati, Alfa Romeo y otras marcas legendarias.
✅ Plusvalía garantizada por marca: Invertir en un proyecto con la firma Pininfarina eleva el valor del inmueble y su atractivo internacional.
Insurance that Canadians actually love
Schedule your FREE call TODAY with Caden Sawatzky and unlock a personalized life insurance quote tailored to your family...